We had worked in the banking industry for several years developing a strong knowledge of what banking was all about. Over the years of working in local banks, we began to see a need to create a company expressly designed to handle mortgages. At that time we had 23 years of combined banking experience. in January of 1983 we created Kittredge Associates Incorporated. Together, we offer a service specialized in mortgage banking. Local banks could offer customers a mortgage, but they failed to offer clients a wide range of mortgage options. Typically the same person who cashed the customers' pay check was also the person who processed their mortgage. We saw a need to create a higher standard in the mortgage industry. As a result, Kittredge Associates Incorporated was born.